Will My Insurance Pay for Dental Implants?

Dental insurance can be very different from regular medical insurance. It serves a good purpose —providing full or partial coverage of routine maintenance, like cleaning and x-rays, and sometimes partial coverage of more extensive procedures. This “use it or lose it” concept can encourage patients to keep up with preventative services. And that’s great! But, as many patients quickly discover, most plans won’t help you if you require more extensive dental treatment. Or the insurance you have quickly maxes out after covering only part of a bigger procedure. 

Some insurers may even classify dental implants as “not medically necessary” or label dental implants as “cosmetic” procedures—as if you were having your teeth whitened. Obviously, we could spend hours (or pages) arguing these points.

Financing Options for Dental Implants

For patients for whom dental insurance isn’t a viable option, The Pennsylvania Center for Dental Implants and Periodontics offers interest-free or low-interest plans through flexible payment programs with no pre-payment penalty. Lending Club Patient Solutions and GreenSky Patient Solutions are good examples. Another one is CareCredit which is like a credit card but used, instead, to pay for health and wellness care. Also, we accept all major credit cards.

Need to know if your insurance will cover part of your dental implant procedure? When you come in for your initial consultation, we’ll be sure to review all options with you to help you make the right decision! And we can assure you that dental implants are, indeed, THE RIGHT DECISON!